碌完咭先打電話去做免息分期可以嗎?

小瑟

話說我想買份保險, 同保險公司做月供一年計落都原來蝕唔小, 我想碌完咭之後再申請返免息分期可以的嗎??
唔知市場上有冇邊間係連手續費都唔收的呢???
MANY THX~~

kitsiu81

yea u can do that (分期) after purchase, but it must come with handling or interest charge. however, ching better call the bank service to get all information first!

SonSon

回復 1# 小瑟

就算唔計利息,  一定每月收您手續費.

阿定

手續費一定收啦，出面好多商戶的分期，即係等同商戶代你比手續費，約為5-6%，你自己去申請的話，應該申請借錢，息口會好過做分期！

喬峰

理論上和實際上已經喺兩個 transactions 啦！

Netmans

Draw a personal loan la ~   (Bank says some loan without interest  but they will change another bank charges below credit card by instalment)

jt24

可以免息，但就要畀手續費喇！好似中銀咁，佢哋有個完全免息月結單分期計劃，但就要畀一個“特惠個人化每月手續費” 個人化每月手續費按分期金額、還款期及視乎信用卡帳戶狀況而訂，有需要就親自打電話去問吓啦！

小瑟

明白哂, 即係始終都係冇得慳, 等我計下邊樣著數D先得!!
MANY THX~~~

lkljason

可以碌咭後打去bank做分期，但要收手續費

hintel

可以,好多BANK都有做事後分期,但是手續費都吾平